Terms and Conditions

    Last updated: February 1, 2026

    Acceptance of Terms

    By accessing or using ExpenseFlow, you agree to be bound by these Terms. If you do not agree, you may not use the service.

    Accounts and Eligibility

    • You must be at least 13 years old to use ExpenseFlow.
    • You are responsible for maintaining the security of your account credentials.
    • You must provide accurate information and keep it up to date.

    Subscriptions and Billing

    • Paid features may be offered on a subscription basis.
    • Fees are charged in advance and are non-refundable unless required by law.
    • Prices may change, and we will notify you of changes in advance.

    Acceptable Use

    • Do not misuse the service, interfere with its operation, or attempt unauthorized access.
    • Do not upload unlawful, harmful, or infringing content.
    • Comply with all applicable laws and regulations.

    Content and Ownership

    You retain ownership of the data you upload. By using ExpenseFlow, you grant us limited rights to process your data to provide the service. All product components, branding, and software are owned by ExpenseFlow and protected by applicable laws.

    Privacy

    Your use of the service is also governed by our Privacy Policy.

    Third-Party Services

    ExpenseFlow may integrate with third-party tools. We are not responsible for third-party services and your use of them is subject to their terms.

    Termination

    We may suspend or terminate access if you violate these Terms or if we discontinue the service. You may stop using the service at any time.

    Disclaimers

    The service is provided on an “as is” and “as available” basis without warranties of any kind. We do not guarantee accuracy of insights or uninterrupted availability.

    Limitation of Liability

    To the maximum extent permitted by law, ExpenseFlow is not liable for indirect, incidental, or consequential damages arising from your use of the service.

    Indemnification

    You agree to indemnify and hold ExpenseFlow harmless from claims arising out of your use of the service or violation of these Terms.

    Governing Law

    These Terms are governed by the laws of your local jurisdiction unless otherwise required. Disputes will be resolved in the courts with appropriate jurisdiction.

    Changes to These Terms

    We may update these Terms to reflect changes in our services or legal requirements. Continued use after changes take effect constitutes acceptance of the updated Terms.

    Contact

    Questions about these Terms can be sent to support@expenseflow.co.