AI-Powered Expense Tracking

    Track, understand, and optimize your money.

    Multi-currency expense manager with AI insights and beautiful visualizations—without the complexity.

    No credit card required
    Free forever tier

    Monthly Cashflow

    January 2026

    Salary

    75K

    Freelance

    15K

    Gifts

    5K

    Net Flow

    +2K

    Shopping

    25K

    Housing

    30K

    Transport

    12K

    Food

    18K

    Utilities

    8K

    Total Income

    A$95K

    Total Expenses

    A$93K

    Savings Rate

    2%

    Features

    Everything you need to manage your finances

    Powerful tools designed to give you complete control over your money, with the simplicity you deserve.

    Multi-Account Management

    Track all your accounts in one place—bank accounts, cash, digital wallets, and investment portfolios.

    Multi-Currency Support

    Seamlessly manage expenses in any currency with real-time exchange rates and automatic conversion.

    Smart Transactions

    Quick entry with intelligent categorization. Track income, expenses, and transfers effortlessly.

    Custom Categories

    Create and organize categories your way. Toggle visibility and track what matters most to you.

    AI Financial Assistant

    Natural language commands to add transactions, get insights, and manage your finances conversationally.

    Savings Goals

    Set and track savings goals with visual progress. Stay motivated with milestone celebrations.

    Recurring transactions
    Detailed analytics
    Smart suggestions
    Secure & private
    Insights

    Insights that make sense

    Beautiful visualizations that help you understand your spending patterns and make informed financial decisions.

    Total Balance

    A$245K

    +12%

    This Month

    A$95K

    +8%

    Expenses

    A$82K

    -5%

    Savings Rate

    14%

    +2%

    Monthly Overview

    Income
    Expenses
    Jul
    Aug
    Sep
    Oct
    Nov
    Dec

    Expense Breakdown

    93K

    Total

    Housing32%
    Shopping27%
    Food19%
    Transport13%
    Utilities9%

    Income Sources

    Salary

    A$75K · 79%

    Freelance

    A$15K · 16%

    Gifts

    A$5K · 5%

    AI Assistant

    Your financial copilot

    Manage your finances with natural language. Add transactions, check balances, get spending insights—all through simple conversation.

    Add expenses with natural language
    Get instant spending summaries
    Set up recurring transactions
    Receive smart saving suggestions

    AI responses are informational only and are not financial advice.

    ExpenseFlow AI

    Always here to help

    Ask anything...
    Savings Goals

    Turn dreams into reality

    Set meaningful savings goals, track your progress, and celebrate milestones as you work towards your financial dreams.

    Dec 2026

    Emergency Fund

    A$325K of A$500K

    65% complete
    Jun 2026

    Vacation Trip

    A$98K of A$150K

    65% complete
    Dec 2027

    New Car

    A$750K of A$2500K

    30% complete
    Dec 2028

    House Down Payment

    A$1200K of A$5000K

    24% complete
    4

    Active Goals

    A$2.37M

    Total Saved

    29%

    Average Progress

    Pricing

    Simple plans. Upgrade when you're ready.

    Start free and scale as you grow. No hidden fees, no surprises.

    Starter

    Free

    Perfect for personal expense tracking

    • Up to 3 accounts
    • 100 transactions/month
    • Basic categories
    • Monthly insights
    • Mobile app access
    • Email support
    Most Popular

    Plus

    $20/month

    For serious money managers

    • Unlimited accounts
    • Unlimited transactions
    • Custom categories
    • AI Assistant
    • Advanced analytics
    • Savings goals
    • Multi-currency support
    • Export to CSV/Excel
    • Priority support
    Cancel anytime
    No credit card for free tier
    30-day money back
    FAQ

    Frequently asked questions

    Everything you need to know about ExpenseFlow.

    Absolutely. We use bank-grade encryption (AES-256) to protect your data. Your information is never shared with third parties, and we follow industry best practices for data security and privacy.

    Currently, ExpenseFlow focuses on manual transaction entry for maximum privacy and control. We're exploring secure bank connections for future updates—stay tuned!

    Our AI Assistant uses natural language processing to understand your requests. Simply type commands like 'Add lunch expense 500 PKR' or 'Show my spending this week' and it handles the rest. All AI responses are informational and not financial advice.

    Yes! ExpenseFlow supports 150+ currencies with real-time exchange rates. You can track expenses in any currency and see unified reports in your preferred currency.

    Your data belongs to you. Before canceling, you can export everything to CSV or Excel. After cancellation, your data is retained for 30 days in case you change your mind, then permanently deleted.

    Yes! ExpenseFlow works beautifully on mobile browsers as a progressive web app (PWA). You can install it on your home screen for a native app experience. Dedicated iOS and Android apps are on our roadmap.

    Start tracking smarter.

    Join thousands of people who've taken control of their finances with ExpenseFlow.

    ✓ Free forever tier✓ No credit card required